Buying a property can leave a very large dent in your bank account. Because of this, you might be considering doing the conveyancing work yourself instead of hiring a solicitor to take care of this element of the property purchasing process, as this could potentially save you money. However, there are many situations in which this is not a good approach to take. Here are two such situations. You are extremely busy [Read More]
Preparing for a home purchase: is your credit score good enough?
When preparing to purchase a home, you will most likely need the assistance of a mortgage in order to finance your home ownership. When applying for a mortgage, most conveyancing lenders will want to evaluate how likely you are to make timely repayments. Indeed, lenders want to minimise the risk of mortgage defaults, which can be quite costly to their operations. One of the metrics that determines your creditworthiness is your credit score. [Read More]
Making a Will? Five Things That Many People Forget
Most people understand how to create a last will and testament. They know that they have to give their possessions to friends, family members or to a good cause and they take steps to draw up this document in a timely fashion. However, it's not quite as simple as that, especially if you want to avoid any confusion after you pass away. Why should you include some additional paragraphs, to make sure that nothing is left to chance in your will? [Read More]
Avoid Estate Litigation: 3 Events that Necessitate an Estate Change
Failure to plan your estate correctly can cause your family members and other beneficiaries to go to court and contest your will. Of course, no one wants a court of law to overturn their wishes when they are not there to protect the interest of their loved ones. That's one you need to ensure that your will is up-to-date at all times. Doing so will not only close any loopholes for a contest, but it will also preserve the peace and cohesion in your family. [Read More]